A bond calculator measures the present value of a bond’s cash flow (its futureinterest payments), and par value (the bond’s value upon maturity).
Now that you’re up to speed on Bond Rates, Yields and Pricing…let’s look at bond calculators and their different types.
What is a bond calculator?
A bond calculator measures the present value of a bond’s cash flow (its future interest payments), and par value (the bond’s value upon maturity). There are different things to measure such as accrued interest, yield to maturity, current yield, bond price on anniversary, T-bill price etc.
Accrued Interest
The interest that has accumulated on a bond since the last interest payment up to, but not including, the settlement date. This can be calculated on FINRA.
Yield to Maturity/Current Yield
The yield to maturity is the rate of return anticipated on a bond if it is held until the maturity date. The current yield is the annual income divided by the current price of the security. This measure looks at the current price of a bond instead of its face value. Both of these can be calculated on >Money Chimp.
T-Bill Price
The price of a US Treasury Bill can be calculated if you have the annual interest rate and days to maturity. You can use Investopedia to calculate T-bill price.
There’s a lot to know about the bond market…a lot. If it interests you, check out our Investing in Different Markets course today for free!
The Best Stock Newsletters as of January 3, 2025
Ranking of Top Stock Newsletters Based on Last 3 Years of Stock Picks
We are paid subscribers to dozens of stock and option newsletters. We actively track every recommendation from all of these services, calculate performance, and share our results of the top performing stock newsletters whose subscriptions fees are under $500. The main metric to look for is "Excess Return" which is their return above that of the S&P500. So, based on January 3, 2025 prices:
| Rank | Stock Newsletter | Stock Picks | Average Return | S&P500 Return | Excess Return | Percent Profitable | Max % Return | Min % Return |
|---|---|---|---|---|---|---|---|---|
| 1. |  Alpha Picks | 64 | 71.7% | 23.9% | 47.8% | 77% | 969% | -47% |
| Summary: 2 picks/month based on Seeking Alpha's Quant Rating; Retail Price is $499/yr. See details in our Alpha Picks Review. | APRIL PROMOTION: Save $50 | |||||||
| 2. |  Value Investor | 39 | 26.8% | 13.9% | 12.8% | 51% | 494% | -41% |
| Summary: 10-25 stock picks per year based on Zacks' Quant Rating; Retail Price is $495/yr. Read our Zacks Review. | APRIL PROMOTION:$1, then $495/yr | |||||||
| 3. | Top 10 | 33 | 21.2% | 8.4% | 12.8% | 52% | 170% | -56% |
| Summary: 10 stock picks released on January 1st of each year based on Zacks' Quant Rating & maybe 1 or 2 changes a year; Retail Price is $495/yr. Read our Zacks Review. | APRIL PROMOTION:$1, then $495/yr | |||||||
| 4. |  Moby.co | 311 | 42.1% | 31.4% | 10.7% | 74% | 1030% | -95% |
| Summary: 60-150 stock picks per year, segmented by industry; Retail Price is $199/yr. Read our Moby Review. | APRIL PROMOTION:Get 1 pick free! | |||||||
| 5. |  Stock Advisor Canada | 36 | 31.8% | 25.3% | 6.5% | 81% | 216% | -68% |
| Summary: 1 pick/month from the Toronto stock exchange; Retail Price is CD$199/yr. Read our Motley Fool Canada Stock Advisor Review. | APRIL Promotion: Get $100 Coupon | |||||||
| 6. | Hidden Gems | 76 | 38.1% | 32.9% | 5.2% | 71% | 258% | -100% |
| Summary: Sold as part of Epic service that includes Hidden Gems, Stock Advisor, Rule Breakers; 5 picks/month; Retail Price is $499/yr. Read our Epic Review. | APRIL Promotion: Get $200 Coupon | |||||||
| 7. |  Action Alerts Plus | 378 | 20.8% | 16.7% | 4.1% | 56% | 220% | -77% |
| Summary: 2100-150 trades per year, lots of buying and selling and short term trades. Read our Jim Cramer Review. | Current Promotion: None | |||||||
| 8. |  TipRanks SmartInvestor | 124 | 10.3% | 7.2% | 3.1% | 60% | 269% | -48% |
| Summary: About 1 pick/week focusing on short term trades; Lifetime average return of 355% vs S&P500's 149% since 2015. Retail Price is $379/yr. Read our TipRanks Review. | Current Promotion: Save $180 | |||||||
| 9. | Rule Breakers | 66 | 36.2% | 35.4% | 0.8% | 65% | 344% | -81% |
| Summary: 2 picks/month focusing on disruptive technology and business models; Lifetime average return of 355% vs S&P500's 149% since 2005; Now part of Motley Fool Epic. Read our Motley Fool Epic Review. | Current Promotion: Save $200 | |||||||
| 10. | Stock Advisor Canada | 71 | 25.2% | 24.8% | 0.5% | 73% | 216% | -93% |
| Summary: 2 pick/month from the TSX and U.S. markets; Retail Price is CD$199/yr. Read our Motley Fool Canada Stock Advisor Review. | APRIL Promotion: Get $100 Coupon | |||||||
| Top Ranking Stock Newsletters based on their 2024, 2023, 2022 stock picks' performance as compared to S&P500. S&P500's return is based on average return of S&P500 from date each stock pick is released. NOTE: To get these results you must buy equal dollar amounts of each pick on the date the stock pick is released. Investor Business Daily Top 50 based on performance of FFTY ETF. Performance as of January 3, 2025. | ||||||||
Build your wealth faster with best stock picks: See our current ranking of the BEST STOCK NEWSLETTERS.